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Advise you why you may be able to avoid paying the account a debt collector claims you owe
Where permitted by state law, Mark Silverthorn may be able to provide you with practical non-legal advice concerning the debt collection industry that may be of assistance to you. If you are a New York state resident, Mark Silverthorn may be able to provide you with legal advice in connection with an account a debt collector claims is owing.
Did you know?
You may be able to avoid paying a debt a collection agency claims is owed because you may have a good defense.
Collection agencies may attempt to collect debts from consumers for which consumers have a good defense. The collection agencies are hoping that consumers will simply make a payment despite the fact that the consumer has a good defense.
Even if you owe a debt you may be able to avoid paying it due to practical considerations.
During the 12 years that Mark Silverthorn worked on behalf of collection agencies, he became aware of numerous circumstances where debts were never collected due to practical considerations. These insights may be helpful in your particular situation.
Even if you owe a debt you may be able to avoid paying it where the debt collector has engaged in illegal conduct.
Collection agencies often violate federal law regulating their conduct in the U.S. A collection agency attempting to collect a debt from you may have broken the law or acted in a manner that would give you the right to seek financial compensation from a court. This misconduct can potentially undermine the collection agency’s ability to collect a debt from you.
In many instances, collection agencies avoid any negative consequences from violating federal law regulating their conduct, because consumers are often not aware that a debt collector has broken the law. More importantly, consumers may not know that they can seek financial compensation in circumstances where a debt collector has violated a provision of the federal Fair Debt Collection Practices Act.