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Why you should talk to Mark Silverthorn before making a payment to a debt collector?
By taking advantage of Mark Silverthorn’s knowledge gained from working in the collection industry for 12 years you may be able to avoid paying an account a debt collector claims you owe.
From 1994 to 2006, Mark Silverthorn spent more than 15,000 hours assisting debt collectors recover millions of dollars from consumers in both the U.S. and Canada. During this period, he focused, with a few exceptions, on acting exclusively on behalf of collection agencies.
Now you can draw on this former insider’s familiarity with the collection industry. Mark Silverthorn can assist you in your dealings with debt collectors and your creditors.
Each day hundreds of collection agencies telephone consumers demanding payments that consumers are not legally required to make. The collection agencies are counting on the fact that consumers will pay, because they do not understand their legal rights, and the ability of the collection agency to actually collect the account.
Where permitted by state law, you can speak to Mark Silverthorn and recieve practical non-legal advice about the debt collection industry, which may assist you in dealing with a collection agency. If you live in New York state, Mark Silverthorn may also be able to provide you with legal advice in connection with a problem involving your dealings with a collection agency.
Because Mark Silverthorn may be able to help determine:
IF
...you might have a good defense
You might have a good defense for the account the debt collector claims is owing. Mark Silverthorn may be able to assist you in identifying possible defenses.
...there are practical difficulties a debt collector faces collecting a debt from you
Mark Silverthorn is familiar with many situations where the odds of a debt collector collecting an account are low because of practical difficulties. This information might be of considerable assistance to you.
...the debt collector may have engaged in illegal conduct
It may be potentially much more difficult for a debt collector to collect an account from you, where he has engaged in illegal conduct. Mark Silverthorn may be able to assist you identify this misconduct and take advantage of a debt collector’s illegal behavior.
Mark Silverthorn may help you settle an account on terms favorable to you
Should you choose to pay an outstanding account, Mark Silverthorn can, where permitted by state law, assist you settle an account on favorable terms. In many cases, a debt collector will accept a single lump sum payment that is considerably less than the amount that it originally sought. In addition, a debt collector will often accept a repayment plan. Mark Silverthorn can assist you with the necessary precautions to protect you should your creditor or another debt collector attempt to collect the balance from you at some later date.